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Florida Life & Health Insurance Guaranty Association

Helping Florida policyholders when they need it the most.


Welcome to the Florida Life & Health Insurance Guaranty Association Web site. We hope you find this site helpful in providing information regarding the purpose of the guaranty association and how it protects resident policyholders in the event of an insurance company insolvency. For convenience, we will use the Association's initials ("FLAHIGA") in place of the full name of the Association.

(picture is courtesy of Christopher Falck)


Legislative Committee To Meet August 27

The FLAHIGA Legislative Committee will meet by telephone on Friday. Persons wishing further information should contact Mary McAnnally at 904-398-3644. Minutes of the call will be available within 10 days. Anyone requesting a copy of the minutes should also contact Mrs. McAnnally.

FLAHIGA Board Meeting Scheduled

The FLAHIGA Board will have a telephonic meeting on June 11, 2018, at 3:00 PM. Full information is available through Mary McAnnally at the FLAHIGA office: (904) 398-3644. Persons wishing a copy of the minutes should contact Mrs. McAnnally at the same telephone number.

Liquidation Orders Entered for Penn Treaty & American Network Insurance Companies

On March 1, 2017, Penn Treaty Network America Insurance Company (Penn Treaty) and its wholly owned subsidiary, American Network Insurance Company (ANIC), were placed in liquidation by orders of the Commonwealth Court of Pennsylvania. Click here for a set of FAQs addressing the Penn Treaty/ANIC liquidations.